Information We Collect

What You Share Directly

When you sign up or use our budgeting tools, you provide us with certain details. Here's what we typically collect:

• Your name and email address when you create an account
• Financial information like income amounts, expense categories, and budgeting goals
• Transaction data you choose to track within our system
• Communication preferences and support enquiries
• Payment information if you subscribe to premium features

Information Collected Automatically

Like most online services, we gather some technical data when you use avilorexio:

• Device information including browser type and operating system
• IP address and general location data
• Usage patterns and feature interactions
• Session duration and access times

How We Use Your Information

Your data serves specific purposes that directly benefit your experience with our budgeting platform:

We occasionally use aggregated, anonymized data to understand broader usage trends. This never includes identifiable information about your specific financial situation.

Data Storage and Security

Where Your Data Lives

All user data is stored on secure servers located in Australia, ensuring compliance with local data protection standards. We use industry-standard encryption both during transmission and at rest.

How Long We Keep Your Information

We retain your account data for as long as you maintain an active avilorexio account. After account closure, we keep certain records for seven years to comply with Australian financial record-keeping requirements.

Transaction history and budgeting data get archived after three years of inactivity but remain accessible to you upon request. Marketing communications preferences are removed within 30 days of unsubscribing.

Your Privacy Rights Under Australian Law

The Australian Privacy Principles give you substantial control over your personal information. Here's what you can do:

Access Your Data

You can request a complete copy of all information we hold about you. We'll provide this within 30 days, usually much sooner. There's no charge for your first request in a 12-month period.

Correct Inaccuracies

Found something wrong in your profile or budgeting history? Let us know and we'll fix it promptly. You can update most information directly through your account settings.

Request Deletion

Want to close your account and remove your data? We'll process deletion requests within 15 business days, though we may need to retain certain records for legal compliance as mentioned earlier.

Object to Processing

If you believe we're using your information inappropriately, you have the right to object. We'll review your concerns and respond with our reasoning or make changes as needed.

Data Portability

Need your budgeting data for another service? We can export your information in a commonly used format so you can take it elsewhere.

Sharing Your Information

We're selective about who gets access to your data. Here are the limited circumstances where sharing occurs:

Service Providers

Some trusted third-party companies help us operate avilorexio. This includes hosting providers, payment processors, and email service platforms. They're contractually obligated to protect your data and can only use it for specific purposes we've authorized.

Legal Requirements

Occasionally we're legally required to disclose information. This might happen in response to court orders, regulatory enquiries, or to prevent illegal activity. We'll notify you when possible unless prohibited by law.

Business Transfers

If avilorexio were ever acquired or merged with another company, your information would transfer as part of that transaction. You'd be notified well in advance with details about how this affects your privacy.

We never share your personal financial data with advertisers or marketing companies. The specifics of your budget remain confidential.

Cookies and Tracking Technologies

avilorexio uses cookies to make our service work properly and improve your experience. Here's what you should know:

Essential Cookies

These keep you logged in and remember your preferences. Without them, basic features wouldn't function. You can't disable these while using avilorexio, but they don't track you across other websites.

Analytics Cookies

We use these to understand how people interact with our budgeting tools. The data is aggregated and doesn't identify you personally. You can opt out of analytics tracking in your account settings.

Managing Cookies

Your browser settings let you control cookie behavior. Keep in mind that blocking all cookies will affect how avilorexio works and might prevent you from accessing certain features.

Children's Privacy

avilorexio is designed for adults managing their personal finances. We don't knowingly collect information from anyone under 18 years old.

If you're a parent or guardian and believe your child has provided us with personal information, contact us immediately. We'll delete that data from our systems as quickly as possible.

Changes to This Policy

We review and update this privacy policy periodically to reflect changes in our practices or legal requirements. When significant updates occur, we'll notify you via email and display a prominent notice in your account.

Minor changes might not trigger individual notifications, but we'll always update the "Last Updated" date at the top of this page. We encourage you to review this policy occasionally, particularly before providing any new categories of personal information.

Continued use of avilorexio after policy updates means you accept the revised terms. If you disagree with changes, you can close your account before they take effect.

International Data Considerations

While avilorexio primarily serves Australian users, our service is accessible from other countries. If you access our platform from outside Australia, your information will be transferred to and processed on Australian servers.

By using avilorexio from another jurisdiction, you acknowledge this transfer and agree that Australian privacy laws will govern how we handle your data. These protections may differ from those in your home country.